What exactly is the process for dealing with unpaid debt once the breach is discovered? As for the services we offer, we are a law firm that actively operates in Florida with Of Counsel lawyers in other states working in the field of credit card defense. We are not a “model lawyer”, we are a law firm. We are not a debt settlement company, but we make settlement offers to our clients that arise in the normal course of a pre-litigation or during a legal dispute. By the way, no fees are charged for such a settlement or negotiation. [We] defend clients when they are sued by a creditor or begin to represent them if they believe they will be sued shortly because they cannot make payments to creditors. Some of these clients were participating in a debt settlement program and found that they were still being harassed by their creditors, that their loan had been damaged and, in many cases, that they had been prosecuted. Hello Bulb, In May 2009, President Obama signed the Credit Card Accountability, Responsibility, and Disclosure Act 2009. The law is considered the most profound changes since the Truth in Loans Act of 1968. Part of the law came into force in August 2009. Credit card companies must notify you 45 days in advance of your interest rate increase, fee changes (which now have caps) or any other material changes to your credit card account.

Businesses cannot increase the interest rate on a new account for the first year. The lawyer has experience in the fight against credit card companies. It will investigate your debts and inform your debtor that there is an investigation and that he is not allowed to contact you. Most of the time, they continue to contact you; That`s when the lawyer threatens to take legal action. Before working with this lawyer, I had a problem with Wells Fargo. I made my online payment on time; However, Wells Fargo stated that I made the payment after the deadline. I contacted the FDIC, who then presented it to the CTA and told me that I would not make any payments until the investigation was completed and I was not charged any penalties or interest. About a month later, Wells Fargo sent me a letter removing the allegations and apologizing for any inconvenience. I know you can fight many credit card companies that you just need to keep the original agreement and/or payment records. Even if you don`t have the original agreement, the credit card company will have it or should have it. If not, guess who wins? (You) 😉 you work in the belief that cc co is the repairer and not through the standard !!! Damaged you say that the debt is reconditioned and immobilized, since mortgages with AIG.

That makes sense. Although no lawyer can guarantee a result, we have been very successful in refusing debt and removing the lines of negotiation from credit reports. We will pursue to enforce consumer rights, prosecute if creditors damage our customers` credit while legally exercising their rights, and defend our customers for as long as possible. For example, the Consumer Debt Legal Group is more of a specialized dispute resolution service, or is it marketed as a comprehensive approach for consumers to resolve debts they can no longer afford? It is important to understand from the comments below that they are the opinions of each poster and may not be representative of the overall impression of all consumers who may or may not have used that company`s debt relief services. But everyone deserves the opportunity to express their opinion, even the debt relief company itself, whether it is good, bad or indifferent. This company offers the best way to get rid of credit card debt. The lawyer checks the original contract with the credit card company and then finds the violation. He was able to get rid of $500 million in debt. In addition, it ensures that the credit card company does not carry out derogatory strikes with the (3) reporting agencies. Also, if you`ve been scammed by a debt consolidation company, they can help you get your money back. Softsoul, you`re right, where is the proof? I want to see results!! Not just random statistics.

If Evan Kagan has a solid debt validation to refute the original creditor, please mail the proof so we can see them all. Thank you As part of our representation, we prosecute creditors for violation of FDCPA, TILA, FCRA and ECOA. We use these violations to eliminate the stock of debt, in addition to many other legal strategies ranging from common law contract law to sophisticated structured finance. Ngkaragas, Although I work for a debt settlement company, the one I work for is one of the few to do what it says it will do. So much for marketing staff who call potential customers. Right now. in addition to receiving statements from contact persons, I also overheard a sales conversation from this company on the phone (of course only out of curiosity) and confirmed EVERYTHING I mentioned. Up to $500 million that will be eliminated. and I quote Shirley: “He was able to get rid of a $500 million debt.” Implies that ER. (Evan Kagan). No “lawyers” have been able to get rid of the debt, and yes.

I`m sure the “lawyers” have released $500 (if not more) in debt across the United States. There are many “lawyers”. With regard to the issuance of credit. Of course, this hurts consumers` creditworthiness, but by the time we talk to them (and are VERY open about it), most people have been put in a position where getting out of debt comes first and they realize that rebuilding a score will take time and effort, but believe it`s crazy to make a payment where less than half goes in the direction of capital than drugs or whatever they might need. I understand that many people have arrived where they are through unnecessary expenses. but others did not. People should realize that debt settlement (and I know there are companies that don`t care about the future of customers. I understand that) is a hardness. no way out of a debt they created quickly and cheaply.

And yes, some people have to declare bankruptcy while they are in the program. But. (from what I saw). this is because the circumstances of YOUR life have continued to spiral down. In this whole blog and others about Evan Kagan, I`ve only asked for evidence that he`s doing what he says he`ll do. even though I`m just an average guy. Show me that he sued a major creditor and won on the basis that they could not prove the validation of the debt, show me where he sued the “original” creditor for violations of the FDCPA. That is all I asked. I`ve also read on other blogs that he now has a bit of legal issues (just recently). It`s true. or just bad information. again…

just ask. Softsoul, I would like to answer your questions about the lawyer Refferal Service, the telemarketing company that makes the calls. 1. And yes, Mr. or Ms. Softsoul, a lawyer, have eliminated more than $500 million in unsecured debt since 2005 WITHOUT HARMING CONSUMER CREDIT, what about the dirty debt settlement company you work for? Has any of your clients successfully completed your program? Or do we still hope that everyone cancels around the 8th month you generated all kinds of income before your client was sued by their creditors or forced into bankruptcy under Chapter 7 or 13? Continue to educate yourself before you speak. Very good point “The Bulb”… Hess Kennedy is a perfect example. Also, I would like to see some documents that show me a little proof. Like a small glimpse of Evan Kagan when the marketing company calls a customer. I`d like to know a few things… 1) How would they know that the potential client is ALREADY in a debt settlement program? 2) How is it that when they talk to the potential customer, they already know which creditors they owe and how much they owe as well as S.S.? # and other personal information.

3) Where did they “buy” their prospects? The Schufa. Maybe. OR maybe someone who worked for a particular company in South Florida. I`m just throwing it out of there… but… Isn`t it illegal to SELL someone`s information ??? And as for the ability to “get rid of a debt of 500 million”. real….. I mean… real!!!!! How exactly are derogatory notes kept out of my credit report? I only ask this question this way, because some of your tastes are similar to those of now-defunct programs like Hess Kennedy & CLC as well as CCDN.